Skip to main content
Insurance Advisor is a complete platform for running an insurance agency on Bizaxl. It brings the whole business into one place: finding and qualifying prospects, analyzing a client’s needs, illustrating and comparing plans, filing applications, issuing policies, collecting premiums, tracking commissions, handling claims and renewals, and giving policyholders a self-service portal of their own. Everything you do is organized around clear record types (leads, customers, products, applications, policies, payments, claims, and more), and the system automates the routine work: it scores your leads, calculates premiums and maturity values, builds premium schedules, raises invoices, accrues commissions, and flags policies that are due for renewal or at risk of lapsing.

​
The three types of user

Admin

The agency back-office. Full oversight of every advisor, client, and policy, and control over the product catalog and agency settings.

Advisor

The front-line salesperson (also called an agent). Works their own book of leads and clients from prospect to issued policy.

Customer

The policyholder. A self-service portal to view policies, pay and download invoices, manage nominees, complete KYC, and raise requests.

​
What an admin can do

As an admin you see and manage everything across the agency:
  • Every advisor’s leads, clients, policies, payments, commissions, and claims.
  • The full product catalog: create and edit the plans your advisors sell.
  • Application approvals: review a proposal and approve it to issue a policy, all from one page.
  • Claim processing: review, approve, and settle claims.
  • A single Updates feed of everything happening across the agency (leads, applications, policies, payments, service requests, and feedback), which only admins see.
  • Setting a new customer’s portal password when you add or convert their lead, so they can sign in right away.
  • Agency configuration: commission and tax defaults, grace and free-look windows, and the scoring rules that drive lead priority and lapse risk.

​
What an advisor can do

As an advisor you work your own book of business:
  • Capture and qualify leads, and log every call and follow-up.
  • Run a need analysis and build a sales illustration to recommend the right plan.
  • File an e-application with nominees, health declarations, and the client’s consent.
  • Complete a client’s KYC and manage their record.
  • Record premium payments and track the commission you earn on each one.
  • Keep your own digital-card microsite (your public profile) up to date.
You see only your own leads, clients, policies, and commissions, never another advisor’s.

​
What a customer can do

As a policyholder you have a portal built just for you:
  • View all your policies and their details.
  • Explore the plans on offer and see the applications and advisory prepared for you.
  • See and download your invoices and premium receipts.
  • Manage the nominees on your policies.
  • Complete or update your KYC.
  • Raise a service request (address change, contact change, nominee change, and more).
  • Send feedback and read notifications from your advisor.
You only ever see your own records. In a hurry? The Datasheet puts the whole product on one scannable page: roles, portals, product lines, workflows, and reports.

​
Field guide: the main areas at a glance

Leads & pipeline

Prospects flow through New, Contacted, Qualified, Proposal, and finally Converted (or Lost). Each lead is scored Hot, Warm, or Cold to help you prioritize.

Need analysis & illustration

Assess a client’s coverage gap, then compare plans side by side with projected premiums and maturity values.

Applications & policies

File an application, and on approval it becomes a policy with a premium schedule, nominees, and key dates.

Payments & commissions

Every premium payment raises an invoice and accrues your commission (first-year on the first payment, renewal thereafter).

Claims

Register a claim against a policy and follow it through review, approval, and settlement.

Service & feedback

Customers raise requests and feedback from their portal; approved requests apply automatically once completed.
Insurance Advisor keeps compliance in mind for you: nominee shares must add up to 100%, a minor nominee needs an appointee, only the last 4 digits of a client’s Aadhaar are ever stored, and an application needs the client’s consent before it can be submitted.

​
Best practices

  • Work the pipeline in order. Move a lead through its stages rather than skipping ahead: capture, contact, qualify, propose, then convert. The system re-scores the lead as you go so your priorities stay accurate.
  • Do the need analysis first. A quick needs assessment before you illustrate plans leads to a better recommendation and a cleaner application.
  • Capture consent and complete KYC early. An application cannot be submitted without the client’s consent, and a policy runs smoothly when KYC is already verified.
  • Record payments promptly. Each payment advances the premium schedule, raises the invoice, and books your commission, so keeping payments current keeps everything in sync.
  • Watch renewals and lapse risk. The system opens renewals and flags at-risk policies for you daily. Acting on those alerts keeps policies in force.